Leading a financially healthy lifestyle

Living a financially healthy lifestyle is not out of reach

We all know that living a healthy lifestyle is a good thing, but sometimes we associate healthy living with added expense and in these days of high inflation living a healthy life may be a luxury that we can’t afford. 

The reality is that living a healthy life is as much about what you do, not what it costs you.  You don’t need to break the bank to be healthy and here are some great ideas that don’t take a lot of effort but can make a big difference in your life. 

  • Drink more water.   This may sound like a no-brainer, but the reality is that drinking enough water pays huge dividends, both in your health as well as your pocketbook.  Soda, juice, and other store-bought drinks can really add up, and none of them have the same positive impact on your body as a refreshing glass of water. 
  • Spend time outdoors. Taking a brisk walk first thing in the morning is an amazing way to start your day.  Studies show that exercise is one of the most impactful activities you can do to improve your health.   We live in one of the most beautiful places on the planet, exploring it with a healthy walk in the morning is a great way to bolster your healthy living plan.  The added bonus…it’s free! 
  • Say goodbye to (or have limited contact with) some of your unhealthy indulgences. Some of the greatest hits to your wallet are unhealthy habits like smoking, alcohol and sugar.  You can save enormous amounts of money if you reduce your consumption of these items and the impact on your health is both immediate and long term.  The great thing is that you do not have to go it alone, there are many amazing community support resources to turn to for support.  In order to have success making these lifestyle changes, the most important factor is that you must want to make the change in the first place.
  • Fill your sleep bank. Are you a night owl?  If you are this can have dangerous consequences to your health according to the Centre for Disease Control.   Sleep deficiency contributes to increased risk of heart and lung disease, decreased brain development, and even diabetes.   Adults should be having a minimum of 7 hours of sleep per night and according to the CDC, and only 1 in 3 adults meet this threshold. Beyond just being cozy, the benefits of a good night sleep speak for themselves!
  • Create a spending plan. It is no surprise that one of the greatest contributors to stress and anxiety is money.   With inflation so high our dollars just don’t go as far as they used to, and like it or not, this has an impact on you.   Stress is a silent killer, it can lead to an overall funk in your life and can even have an impact on your relationships.  Money stress does not have rule your life.  The simple task of creating a food shopping list that satisfies your healthy eating habits is one that we often think about, but never do.   If you’re in a relationship or have a roommate, when creating your spending plan, do it together with your partner so you both are involved in the process.  Remember to consider shopping at locations that offer discounts and lower prices for the same items.     
  • Have a reason to wake up in the morning. This one applies more to retired folks.  Many people find it a difficult transition from work life to retired life, with the result being that they don’t really know what to do when they wake up.  The key is to start planning for your retirement activities before you pull the career plug.   Start looking into clubs and groups that interest you, perhaps opportunities to volunteer, or spending more time with friends and family.   Ultimately you may choose to go back to work doing that job you always dreamed of, or explore this wonderful world that we live in.  Whatever your dream for retirement, you spent your career preparing for it, make sure you allow yourself to enjoy it.   
  • Live a purpose driven life. You have a vision of the work you love to do and the impact you would like to create.  A life built with purpose is lived based on values.  Core values determine your thoughts, words and actions, and once you define your values you have decision-making touchpoints that help to guide you forward.  In fact, this is some of the work that we do with our clients.  If you want some guidance on how to determine your core values and how to apply them to your financial life, we are here to help!

Living a healthy life should not have to be expensive, in fact if you do it correctly it can save you a lot of money and your financial goals should not suffer as a result.   The key with creating a healthy life is exactly the same as creating a healthy financial plan, you just have to have the will and desire to do it – and if you need some support along the way, definitely ask for it!   

We are looking forward to the opportunity to meet you!  For more information, please feel free to reach out.

< Back to Blog Posts

Share this post: